If you’re wondering how often to water a money tree, you’re not alone. This popular houseplant, also called Pachira aquatica, is loved for its braided trunk and reputation for good luck. However, many plant owners struggle with the right watering routine.
Too much water can drown the roots, while too little makes leaves dry and droopy. Striking the right balance is essential for long-term health.
Quick Answer: You should water a money tree every one to two weeks during the growing season and every two to three weeks in winter. Always test the soil moisture before watering instead of following a strict schedule.
Why Watering Frequency Matters for Money Trees
Money trees are tropical plants that naturally grow in wetlands, which means they love moisture. However, indoor conditions are different, and improper watering can cause stress. Overwatering leads to root rot, while underwatering results in weak, crispy leaves.
Therefore, knowing how often to water money tree plants is crucial. When given the right schedule, they reward you with strong stems and lush green leaves. This balance ensures both beauty and good health.
How Often to Water a Money Tree by Season
Spring & Summer: How Often to Water Money Tree in Growing Season
In spring and summer, the money tree actively grows. During this time, water it every 7–10 days or when the top two inches of soil are dry. Because warm temperatures and bright light increase evaporation, the plant may dry out faster.
For example, a tree near a sunny window will likely need weekly watering. On the other hand, a plant in indirect light may only need water every 10–12 days. Always check the soil before deciding.
Fall & Winter: How Often to Water Money Tree in Dormant Season
During fall and winter, money trees slow down. This dormant period reduces their water needs. In general, you should water every 2–3 weeks, waiting until 50–75% of the soil is dry.
Since indoor heating often dries the air, many plant owners mistakenly overwater. However, using a moisture meter or simply lifting the pot prevents errors. A lightweight pot signals the soil has dried enough.
How to Know When to Water Your Money Tree
The Finger Test for Soil Moisture
The simplest way to know how often to water money tree pots is the finger test. Insert your finger two inches into the soil. If it feels dry, water thoroughly until drainage occurs.
This natural method works for most pot sizes. However, for very large containers, check four inches deep. That ensures you water only when roots truly need it.
Using a Moisture Meter to Track Watering Frequency
For beginners, a moisture meter makes life easier. Insert the probe halfway into the pot. If the reading shows “dry,” it’s time to water.
This tool helps especially in winter when the soil feels damp on top but may be dry underneath. Therefore, it ensures accuracy and prevents mistakes.
Visual and Weight Clues for Watering Schedule
Leaves drooping or curling inward indicate dehydration. Similarly, if the pot feels lighter than usual, the soil is likely dry.
On the other hand, yellowing leaves or mushy stems suggest excess water. By learning these cues, you’ll understand exactly how often to water money tree plants without guesswork.
Watering Methods for Money Trees
Top Watering: Traditional Method for Money Tree Plants
Top watering is the most common approach. Pour water evenly across the soil until liquid drains from the pot’s bottom. Always empty the saucer to prevent root rot.
This method mimics rainfall, distributing water throughout the soil. Additionally, it refreshes roots evenly, supporting steady growth.
Bottom Watering: Controlled Method for Deep Hydration
Place the money tree pot in a tray filled with water for 15–20 minutes. Allow the roots to absorb moisture from below.
This technique is ideal if the topsoil dries quickly, but deeper roots remain thirsty. It prevents uneven watering and reduces surface compaction.
Ice Cube Method: Easy Watering Hack
Placing two to three ice cubes on the soil once a week is a simple routine. As they melt slowly, water is released gradually into the soil.
This method works best for small pots but may not suit larger money trees. Therefore, adjust the cube number or switch to regular watering as your plant matures.
Factors Affecting How Often to Water Money Tree
Several environmental and plant-specific factors influence watering frequency. These include:
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Light & Temperature: Plants in bright light and warm rooms dry faster.
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Humidity Levels: Low humidity increases water demand; misting leaves can help.
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Soil Type: A well-draining soil mix ensures water doesn’t stagnate.
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Pot Size: Larger pots hold water longer, while smaller pots dry out faster.
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Repotting: Fresh soil may hold moisture differently, requiring temporary adjustments.
By observing these factors, you can fine-tune exactly how often to water money tree plants in your care.
Signs of Overwatering vs Underwatering
Overwatering Symptoms in Money Trees
Overwatering shows up as yellowing leaves, moldy soil, or mushy stems. Root rot quickly follows if waterlogging continues.
To fix this, trim damaged roots, repot in fresh soil, and adjust watering frequency. Always let soil dry partly before adding more water.
Underwatering Symptoms in Money Trees
If your money tree doesn’t get enough water, leaves may curl, droop, or develop crispy brown edges. Growth slows, and stems lose strength.
To recover, water thoroughly until excess drains. Then, maintain a consistent schedule based on soil checks.
Quick Reference Table: Watering Money Tree
| Condition | How Often to Water Money Tree | Best Check Method |
|---|---|---|
| Spring & Summer | Every 1–2 weeks | Finger test, soil dryness |
| Fall & Winter | Every 2–3 weeks | Moisture meter, pot weight |
| Bright Light/Heat | Weekly | Visual leaf cues |
| Small Pot Size | More frequent | Pot feels light |
| Low Humidity | Weekly + misting | Leaf dryness |
Summary & Best Practices
To keep your money tree healthy, water based on the season and soil conditions. In warm months, water every 1–2 weeks. In cool months, extend intervals to 2–3 weeks. Always check soil dryness before watering.
Consistency matters more than a strict schedule. By learning your plant’s signals, you’ll master how often to water money tree plants naturally.
Related FAQs
1. Can I mist my money tree instead of watering?
Misting improves humidity but doesn’t replace root watering. Soil still needs hydration.
2. Should I use distilled or tap water?
Distilled or filtered water avoids mineral buildup. Tap water works if left to sit overnight.
3. Will ice cubes damage my money tree?
Not if used sparingly. They’re fine for small pots but unsuitable for large plants.
4. How do I raise humidity for a money tree?
Use a pebble tray, group plants, or run a humidifier.
5. When should I repot a money tree?
Repot every 2–3 years or when roots outgrow the container.
