When it comes to plant care, one of the most common questions new plant owners ask is: how often to water money tree? The money tree (Pachira aquatica) is not only famous for its braided trunk and lush leaves but also for being a symbol of prosperity and good luck.
However, watering this tropical beauty incorrectly can lead to root rot or dry, drooping leaves. In this detailed guide, you’ll learn exactly how often to water your money tree, what factors affect watering needs, and practical tips for keeping it thriving.
Understanding the Money Tree’s Watering Needs
The money tree is native to swampy areas of Central and South America. Although it thrives in moist environments, it doesn’t like sitting in waterlogged soil.
Therefore, the balance lies in watering deeply but allowing the soil to dry out slightly between watering sessions.
How Often Should You Water a Money Tree?
On average, you should water your money tree every 1 to 2 weeks. The frequency depends on factors such as:
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Light exposure – Brighter light dries soil faster.
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Pot size and type – Larger pots hold more water; clay pots dry quicker than plastic ones.
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Season – In summer, your plant needs more water, while in winter, growth slows down, requiring less.
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Indoor climate – Humidity and temperature greatly influence drying speed.
As a rule of thumb, check the top 2 to 3 inches of soil. If it feels dry, it’s time to water.
Signs Your Money Tree Needs Water
Knowing when your plant is thirsty helps prevent stress. Look for:
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Drooping or curling leaves
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Dry and brittle soil
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Yellowing edges due to lack of moisture
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Slower growth than usual
These are gentle reminders that your money tree needs a drink.
Warning Signs of Overwatering
While underwatering stresses your plant, overwatering is even more dangerous. Root rot can kill your money tree quickly. Warning signs include:
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Yellow, mushy leaves
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Foul smell from the soil
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Mold or fungus growth on topsoil
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Soggy potting mix that never dries
If you notice these symptoms, cut back on watering and ensure the pot has proper drainage.
Best Watering Techniques for a Money Tree
To water correctly, follow these professional tips:
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Deep watering method – Water until it drains from the bottom of the pot. This ensures roots get evenly hydrated.
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Drain excess water – Never let the plant sit in standing water. Empty the saucer after watering.
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Use filtered or distilled water – Tap water with heavy salts can harm the roots over time.
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Mist occasionally – While not a replacement for watering, light misting helps increase humidity.
Seasonal Watering Guide
Spring and Summer
During the growing season, water every 7 to 10 days. The plant uses more energy, so consistent moisture helps support new leaves—similar to how other tropical plants need extra care in active growth phases, such as the White Bird of Paradise plant.
Fall and Winter
Growth slows down, so reduce watering to every 2 to 3 weeks. Always check soil dryness before adding water.
Money Tree and Humidity: Why It Matters
Since money trees come from tropical climates, they prefer higher humidity. A room with 50–60% humidity is ideal. If your indoor air is dry, consider:
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Using a humidifier nearby
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Grouping plants together
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Placing a tray of water with pebbles under the pot
This reduces stress and complements your watering schedule.
Choosing the Right Pot and Soil for Healthy Roots
Watering frequency also depends on your soil and pot. Use:
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Well-draining soil – A mix of peat moss, sand, and perlite works best.
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Drainage holes – Without them, water stays trapped and causes root rot.
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Right pot size – A pot that is too large holds excess water, while a too-small pot dries too quickly.
Expert Tip: Stick to a Routine, But Stay Flexible
Although guides say “water weekly,” remember that every home environment is different. Instead of blindly following a fixed schedule, observe your plant and soil condition. Flexibility ensures healthier growth.
Common Mistakes to Avoid
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Watering on a strict calendar without checking soil.
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Leaving the plant in standing water.
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Using heavy, compact soil that holds too much moisture.
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Ignoring seasonal changes.
Avoiding these mistakes makes caring for your money tree much easier.
For additional plant care guidance, you can explore The Sill’s official plant care guide. It provides practical tips for indoor plant lovers.
Frequently Asked Questions (FAQs)
1. How often to water money tree indoors?
Indoors, water your money tree every 1–2 weeks, depending on light and humidity. Always test soil dryness before watering.
2. Can I water my money tree with tap water?
Yes, but it’s best to use filtered or distilled water to prevent mineral buildup in the soil.
3. Should I mist my money tree daily?
Misting isn’t required daily, but occasional misting boosts humidity and helps the plant stay fresh.
4. How do I know if my money tree is overwatered?
If you see yellow, mushy leaves, soggy soil, or a bad odor, your plant may be suffering from overwatering.
5. Do money trees need more water in summer?
Yes. In summer, due to higher temperatures and faster evaporation, you should water more frequently than in winter.
Conclusion
Now that you know exactly how often to water the money tree, you can confidently care for your plant without second-guessing. Remember, the key is balance: water deeply, allow soil to dry slightly, and adjust with the seasons.
By watching for signs of overwatering or underwatering, using well-draining soil, and maintaining proper humidity, your money tree will remain healthy, vibrant, and, according to tradition, bring prosperity to your home. For more inspiration on caring for unique plants, you might also enjoy this guide on pitaya plant care, which provides helpful tips for another tropical favorite.
